/* ==========================================================================
   IRS Protect — site styles
   Design tokens, layout, components, and responsive rules for every page.
   ========================================================================== */

:root{
  --navy:#10193F;
  --navy-deep:#0E1A45;
  --blue:#2648B5;
  --blue-2:#5B7FE6;
  --blue-soft:#EEF1FB;
  --blue-soft-2:#EEF0FB;
  --bg-alt:#F6F7FC;
  --line:rgba(16,25,63,.08);
  --line-2:rgba(16,25,63,.1);
  --ink-82:rgba(16,25,63,.82);
  --ink-72:rgba(16,25,63,.72);
  --ink-70:rgba(16,25,63,.7);
  --ink-68:rgba(16,25,63,.68);
  --ink-65:rgba(16,25,63,.65);
  --ink-62:rgba(16,25,63,.62);
  --ink-60:rgba(16,25,63,.6);
  --ink-55:rgba(16,25,63,.55);
  --ink-50:rgba(16,25,63,.5);
  --ink-45:rgba(16,25,63,.45);
  --gold:#C9A227;
  --gold-2:#E3C25E;
  --gold-3:#FFF1B8;
  --gold-ink:#A8861A;
  --green:#1B7F44;
  --green-2:#4ADE80;
  --green-3:#86EFAC;
  --red:#B3261E;
  --font:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;
  --ease:cubic-bezier(.2,.7,.2,1);
  --wrap:1180px;
  --header-h:84px;
}

/* --------------------------------------------------------------------------
   Base
   -------------------------------------------------------------------------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 12px)}
body{margin:0;background:#fff;color:var(--navy);font-family:var(--font);-webkit-font-smoothing:antialiased;line-height:1.5}
img{max-width:100%}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--navy)}
button{font-family:inherit}
[hidden]{display:none!important}
.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:16px;top:-60px;z-index:100;padding:10px 16px;border-radius:999px;background:var(--navy);color:#fff;font-weight:700;transition:top .2s}
.skip-link:focus{top:12px;color:#fff}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:32px;padding-right:32px}
.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid rgba(38,72,181,.45);outline-offset:3px}

/* --------------------------------------------------------------------------
   Motion
   -------------------------------------------------------------------------- */
@keyframes floatUp{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(38,72,181,.45)}100%{box-shadow:0 0 0 12px rgba(38,72,181,0)}}
@keyframes slideIn{0%{opacity:0;transform:translateX(24px)}100%{opacity:1;transform:none}}
@keyframes fadeUp{0%{opacity:0;transform:translateY(14px)}100%{opacity:1;transform:none}}
@keyframes spin{to{transform:rotate(360deg)}}

.js [data-reveal]{opacity:0;transform:translateY(28px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.js [data-reveal="in"]{opacity:1;transform:none}
.card-hover{transition:transform .35s var(--ease),box-shadow .35s}
.card-hover:hover{transform:translateY(-4px);box-shadow:0 24px 50px -24px rgba(16,25,63,.35)}

/* --------------------------------------------------------------------------
   Buttons
   -------------------------------------------------------------------------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;cursor:pointer;border-radius:999px;font-weight:700;font-size:16px;line-height:1.2;text-decoration:none;white-space:nowrap;transition:background .25s,color .25s,transform .25s,box-shadow .25s,border-color .25s}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 28px -14px rgba(16,25,63,.5)}
.btn:active{transform:translateY(0) scale(.97);transition-duration:.1s}
.btn[disabled],.btn[aria-disabled="true"]{opacity:.6;cursor:not-allowed;transform:none;box-shadow:none}
.btn-primary{padding:17px 30px;background:var(--blue);color:#fff;font-size:17px;box-shadow:0 10px 24px -12px rgba(38,72,181,.7)}
.btn-primary:hover{background:var(--navy);color:#fff}
.btn-dark{padding:13px 24px;background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--blue);color:#fff}
.btn-white{padding:18px 34px;background:#fff;color:var(--blue);font-size:17px;font-weight:800}
.btn-white:hover{background:var(--navy);color:#fff}
.btn-gold{padding:17px 30px;background:linear-gradient(90deg,#C9A227,#E3C25E);color:var(--navy-deep);font-weight:800;box-shadow:0 16px 34px -14px rgba(201,162,39,.8)}
.btn-gold:hover{background:var(--gold-3);color:var(--navy-deep)}
.btn-ghost{padding:15px 24px;background:transparent;color:var(--navy);border:1.5px solid rgba(16,25,63,.16)}
.btn-ghost:hover{border-color:var(--navy);box-shadow:none}
.btn-block{width:100%}
.btn .spinner{width:16px;height:16px;border-radius:50%;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;animation:spin .8s linear infinite}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-size:16px;font-weight:700;color:var(--blue)}
.link-arrow:hover{color:var(--navy)}
.link-arrow--lg{font-size:17px}

/* --------------------------------------------------------------------------
   Header / navigation
   -------------------------------------------------------------------------- */
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.9);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);transition:box-shadow .3s}
.site-header.is-scrolled{box-shadow:0 10px 30px -22px rgba(16,25,63,.35)}
.nav-bar{height:var(--header-h);display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-brand{display:flex;align-items:center;white-space:nowrap;color:var(--navy);flex:none}
.nav-logo{height:52px;width:auto;display:block}
.nav-links{flex:1;display:flex;align-items:center;justify-content:center;gap:40px;font-size:16px;font-weight:600;letter-spacing:.005em;white-space:nowrap}
.nav-links a{color:var(--navy);position:relative;padding:6px 0}
.nav-links a::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;border-radius:2px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav-links a:hover::after,.nav-links a.is-active::after{transform:scaleX(1)}
.nav-links a:hover,.nav-links a.is-active{color:var(--blue)}
.nav-actions{display:flex;align-items:center;gap:8px;white-space:nowrap;flex:none}
.lang-toggle{display:flex;padding:3px;border-radius:999px;background:var(--blue-soft);border:1px solid rgba(38,72,181,.12);margin-right:4px}
.lang-toggle button{padding:6px 10px;border-radius:999px;border:0;cursor:pointer;font-size:12px;font-weight:800;letter-spacing:.04em;background:transparent;color:var(--ink-55);box-shadow:none;transition:background .25s,color .25s,box-shadow .25s}
.lang-toggle button[aria-pressed="true"]{background:#fff;color:var(--navy);box-shadow:0 2px 6px rgba(16,25,63,.14)}
.nav-login{padding:12px 20px;border-radius:999px;font-size:16px;font-weight:700;color:var(--navy)}
.nav-login:hover{color:var(--blue)}
.nav-cta{padding:13px 24px;font-size:16px}
.cta-short{display:none}
.nav-toggle{display:none;flex:none;width:44px;height:44px;border-radius:12px;border:1px solid rgba(16,25,63,.12);background:#fff;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px;padding:0}
.nav-toggle span{display:block;width:18px;height:2px;border-radius:2px;background:var(--navy);transition:transform .3s var(--ease),opacity .2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 30px 60px -30px rgba(16,25,63,.35);padding:12px 20px 24px;display:flex;flex-direction:column;gap:4px;animation:fadeUp .3s var(--ease)}
.mobile-nav a{display:block;padding:14px 12px;border-radius:12px;font-size:18px;font-weight:700;color:var(--navy)}
.mobile-nav a:hover{background:var(--bg-alt);color:var(--blue)}
.mobile-nav .mobile-cta{margin-top:12px;display:flex;justify-content:center;background:var(--blue);color:#fff;padding:16px;text-align:center}
.mobile-nav .mobile-cta:hover{background:var(--navy);color:#fff}
body.menu-open{overflow:hidden}

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#F6F7FC 0%,#fff 100%);border-bottom:1px solid rgba(16,25,63,.06)}
.hero-grid{padding-top:48px;padding-bottom:56px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:center;min-height:min(620px,calc(100vh - var(--header-h)))}
.hero-copy{display:flex;flex-direction:column;gap:22px}
.hero-copy h1{margin:0;font-size:clamp(34px,4.6vw,58px);line-height:1.04;letter-spacing:-.03em;font-weight:800;text-wrap:balance}
.hero-copy .lead{margin:0;font-size:18px;line-height:1.5;color:var(--ink-70);max-width:480px;text-wrap:pretty}
.hero-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.hero-stats{display:flex;align-items:center;gap:28px;flex-wrap:wrap;padding-top:6px}
.stat{display:flex;flex-direction:column;gap:2px}
.stat-value{font-size:22px;font-weight:800;letter-spacing:-.02em;line-height:1}
.stat-value small{font-size:13px;font-weight:600;color:var(--ink-50)}
.stat-label{font-size:13px;font-weight:600;color:var(--ink-60)}
.stat-divider{width:1px;height:36px;background:rgba(16,25,63,.12)}
.hero-backed{display:flex;align-items:center;gap:10px}
.hero-backed img{height:30px;width:auto;display:block}
.hero-backed span{font-size:13px;font-weight:600;color:var(--ink-60);line-height:1.3}
.hero-disclaimer{margin:0;font-size:12px;line-height:1.5;color:var(--ink-45)}
.hero-img{position:relative;align-self:center;display:flex;justify-content:center;align-items:center;min-width:0;margin:-24px -40px -24px 0}
.hero-glow{position:absolute;left:50%;top:50%;width:118%;aspect-ratio:1/1;transform:translate(-50%,-50%);border-radius:50%;background:radial-gradient(circle,rgba(38,72,181,.2) 0%,rgba(38,72,181,.1) 38%,rgba(38,72,181,.03) 58%,rgba(38,72,181,0) 72%)}
.hero-img img{position:relative;display:block;width:100%;max-width:640px;height:auto;-webkit-mask-image:radial-gradient(ellipse 78% 74% at 50% 48%,#000 40%,rgba(0,0,0,.85) 56%,rgba(0,0,0,.5) 70%,rgba(0,0,0,.18) 84%,transparent 100%);mask-image:radial-gradient(ellipse 78% 74% at 50% 48%,#000 40%,rgba(0,0,0,.85) 56%,rgba(0,0,0,.5) 70%,rgba(0,0,0,.18) 84%,transparent 100%)}

/* --------------------------------------------------------------------------
   Trust card
   -------------------------------------------------------------------------- */
.trust{padding-top:40px;padding-bottom:88px}
.trust-card{position:relative;overflow:hidden;background:linear-gradient(180deg,#FFFFFF 0%,#F1F4FC 100%);border:1px solid rgba(38,72,181,.12);border-radius:32px;box-shadow:0 30px 70px -44px rgba(16,25,63,.35)}
.trust-glow{position:absolute;left:50%;bottom:-40%;width:90%;aspect-ratio:2/1;transform:translateX(-50%);border-radius:50%;background:radial-gradient(ellipse,rgba(38,72,181,.14),rgba(38,72,181,0) 70%)}
.trust-top{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(32px,4vw,56px);align-items:center;padding:44px 48px 8px}
.trust-intro{display:flex;flex-direction:column;gap:14px}
.kicker{font-size:12px;font-weight:700;letter-spacing:.12em;color:var(--blue);text-transform:uppercase}
.kicker--muted{font-size:13px;letter-spacing:.1em;color:var(--ink-50);text-align:center}
.trust-logo{width:100%;max-width:440px;height:auto;display:block}
.trust-intro p{margin:0;font-size:16px;line-height:1.55;color:var(--ink-68);max-width:460px;text-wrap:pretty}
.stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.stat-tile{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px;display:flex;flex-direction:column;gap:4px}
.stat-tile b{font-size:22px;font-weight:800;letter-spacing:-.02em;color:var(--blue)}
.stat-tile span{font-size:13px;font-weight:600;color:var(--ink-60)}
.trust-team{position:relative;display:flex;flex-direction:column;align-items:center;padding:28px 24px 0}
.trust-team img{display:block;width:100%;max-width:1000px;height:auto;margin-top:8px}

/* --------------------------------------------------------------------------
   Feature rows
   -------------------------------------------------------------------------- */
.feature{padding-top:64px;padding-bottom:64px;display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,64px);align-items:center}
.feature--last{padding-bottom:96px}
.feature-media{display:flex;justify-content:center}
.feature-frame{position:relative;width:100%;max-width:560px}
.feature-img{position:relative;width:100%;aspect-ratio:1/1;border-radius:40px;border:14px solid #fff;box-shadow:0 0 0 1px rgba(16,25,63,.06),0 34px 70px -30px rgba(16,25,63,.35),0 10px 24px -14px rgba(16,25,63,.18);background-color:#E2E8F8;overflow:hidden}
.feature-img--envelope{background:url('../assets/opt/irs-tax-notice-envelope.png') center 40%/118% auto no-repeat,linear-gradient(180deg,#EEF1FB 0%,#E2E8F8 100%)}
.feature-img--couple{background:#E2E8F8 url('../assets/couple-reviewing-irs-notice-laptop.jpg') 62% center/cover no-repeat}
.feature-img--advisor{background:#E2E8F8 url('../assets/accountant-reviewing-irs-notice.jpg') 30% center/cover no-repeat}
.overlay-card{position:absolute;display:flex;flex-direction:column;gap:10px;border-radius:20px;padding:18px 20px;color:var(--navy)}
.overlay-card--membership{right:-28px;bottom:-28px;width:260px;background:var(--navy);color:#fff;box-shadow:0 30px 60px -20px rgba(16,25,63,.6),0 8px 20px -10px rgba(16,25,63,.3)}
.oc-head{display:flex;justify-content:space-between;align-items:center}
.oc-label{font-size:11px;font-weight:700;letter-spacing:.08em;opacity:.65}
.oc-head img{width:auto;height:30px;display:block}
.oc-title{font-size:19px;font-weight:800;letter-spacing:-.02em;line-height:1.15}
.oc-rule{height:1px;background:rgba(255,255,255,.12)}
.oc-status{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;color:var(--green-3);font-weight:700}
.dot-pulse{flex:none;width:8px;height:8px;border-radius:50%;background:var(--green-2);animation:pulse 1.8s ease-out infinite}
.overlay-card--upload{left:-28px;bottom:-28px;width:210px;background:#fff;border-radius:22px;padding:16px;gap:12px;box-shadow:0 24px 60px -18px rgba(16,25,63,.32),0 6px 16px -8px rgba(16,25,63,.12);transition:transform .35s var(--ease),box-shadow .35s}
a.overlay-card--upload:hover{transform:translateY(-4px);box-shadow:0 30px 60px -18px rgba(16,25,63,.4),0 6px 16px -8px rgba(16,25,63,.12);color:var(--navy)}
.oc-strong{font-size:14px;font-weight:800}
.upload-zone{border:1.5px dashed rgba(38,72,181,.35);border-radius:14px;padding:14px;display:flex;flex-direction:column;align-items:center;gap:5px;background:var(--bg-alt)}
.upload-icon{width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:800}
.upload-zone b{font-size:12.5px;font-weight:700}
.upload-zone span{font-size:11px;color:var(--ink-55)}
.upload-file{display:flex;justify-content:space-between;align-items:center;padding:10px 12px;background:var(--bg-alt);border-radius:10px;font-size:12.5px}
.upload-file span:first-child{font-weight:600}
.upload-file .ok{color:var(--green);font-weight:700}
.overlay-card--timeline{right:-28px;bottom:-28px;width:236px;background:#fff;border-radius:22px;padding:16px 18px;gap:0;box-shadow:0 24px 60px -18px rgba(16,25,63,.32),0 6px 16px -8px rgba(16,25,63,.12)}
.tl-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:12px;border-bottom:1px solid var(--line)}
.tl-head b{font-size:14px;font-weight:800}
.pill{font-size:11px;font-weight:700;color:var(--blue);background:var(--blue-soft-2);padding:4px 10px;border-radius:999px;white-space:nowrap}
.tl-item{display:grid;grid-template-columns:24px 1fr;gap:12px;padding:9px 0;align-items:start}
.tl-mark{width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:800;border:2px solid var(--blue);background:#fff;color:var(--blue)}
.tl-item--done .tl-mark{background:var(--blue);color:#fff}
.tl-item--now .tl-mark{animation:pulse 1.8s ease-out infinite}
.tl-item--todo .tl-mark{color:transparent;border-color:rgba(16,25,63,.2)}
.tl-item--todo .tl-text{opacity:.45}
.tl-text{display:flex;flex-direction:column;gap:1px}
.tl-text b{font-size:13px;font-weight:700}
.tl-text span{font-size:11.5px;color:var(--ink-55)}
.feature-copy{display:flex;flex-direction:column;gap:20px}
.feature-copy h2{margin:0;font-size:clamp(30px,3.6vw,44px);line-height:1.1;letter-spacing:-.03em;font-weight:800;text-wrap:balance}
.feature-copy p{margin:0;font-size:18px;line-height:1.55;color:var(--ink-72);text-wrap:pretty}

/* --------------------------------------------------------------------------
   Sections
   -------------------------------------------------------------------------- */
.band{background:var(--bg-alt);border-top:1px solid rgba(16,25,63,.06);border-bottom:1px solid rgba(16,25,63,.06)}
.section{padding-top:104px;padding-bottom:104px}
.section-head{text-align:center;display:flex;flex-direction:column;align-items:center;gap:16px;margin-bottom:56px}
.section-head h2{margin:0;font-size:clamp(32px,4vw,48px);line-height:1.08;letter-spacing:-.03em;font-weight:800;max-width:780px;text-wrap:balance}
.section-head p{margin:0;font-size:18px;line-height:1.5;color:var(--ink-65);max-width:640px;text-wrap:pretty}
.section-title{margin:0 0 48px;font-size:clamp(30px,3.6vw,44px);line-height:1.1;letter-spacing:-.03em;font-weight:800;text-align:center}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}
.two--start{align-items:start;gap:24px}
.two--tight{gap:20px}
.note{margin:24px auto 0;text-align:center;font-size:13px;line-height:1.6;color:var(--ink-55);max-width:760px}
.note--wide{max-width:820px}

/* --------------------------------------------------------------------------
   Plans
   -------------------------------------------------------------------------- */
.plan-card{position:relative;overflow:hidden;border-radius:32px;padding:40px 40px 36px;display:flex;flex-direction:column;gap:28px}
.plan-card--protect{background:linear-gradient(180deg,#FFFFFF 0%,#F4F6FD 100%);border:1px solid rgba(38,72,181,.12);box-shadow:0 30px 70px -40px rgba(16,25,63,.35)}
.plan-card--plus{background:radial-gradient(120% 90% at 100% 0%,#1E3A8F 0%,#10193F 55%,#0B1233 100%);color:#fff;border:1px solid rgba(201,162,39,.55);box-shadow:0 0 0 1px rgba(201,162,39,.15),0 40px 90px -40px rgba(16,25,63,.7),0 0 80px -30px rgba(201,162,39,.45)}
.plan-bar{position:absolute;left:0;right:0;top:0;height:5px;background:linear-gradient(90deg,#2648B5,#5B7FE6)}
.plan-card--plus .plan-bar{background:linear-gradient(90deg,#8C6A12,#E3C25E 45%,#FFF1B8 55%,#C9A227)}
.plan-glow{position:absolute;border-radius:50%;pointer-events:none;right:-90px;top:-90px;width:300px;height:300px;background:radial-gradient(circle,rgba(38,72,181,.14),rgba(38,72,181,0) 70%)}
.plan-card--plus .plan-glow--a{right:-120px;top:-120px;width:380px;height:380px;background:radial-gradient(circle,rgba(201,162,39,.32),rgba(201,162,39,0) 70%)}
.plan-card--plus .plan-glow--b{left:-140px;right:auto;top:auto;bottom:-160px;width:380px;height:380px;background:radial-gradient(circle,rgba(59,99,214,.35),rgba(59,99,214,0) 70%)}
.ribbon{position:absolute;z-index:2;top:22px;right:-38px;transform:rotate(38deg);padding:6px 48px;background:linear-gradient(90deg,#C9A227,#E3C25E);color:var(--navy-deep);font-size:11px;font-weight:800;letter-spacing:.1em;box-shadow:0 8px 18px -8px rgba(0,0,0,.5);text-transform:uppercase}
.plan-head{position:relative;display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.plan-title{display:flex;flex-direction:column;gap:14px}
.tag{align-self:flex-start;display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border-radius:999px;background:var(--blue-soft);color:var(--blue);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.tag--gold{background:rgba(201,162,39,.16);border:1px solid rgba(201,162,39,.4);color:var(--gold-2)}
.plan-name{display:flex;flex-direction:column;gap:6px}
.plan-name b{font-size:26px;font-weight:800;letter-spacing:-.02em;line-height:1}
.plan-name span{font-size:15px;color:var(--ink-60)}
.plan-card--plus .plan-name span{color:rgba(255,255,255,.65)}
.gold-text{color:var(--gold-2)}
.plan-logo{flex:none;width:132px;height:132px;border-radius:26px;background:#fff;border:1px solid rgba(38,72,181,.1);display:flex;align-items:center;justify-content:center;box-shadow:0 18px 40px -22px rgba(16,25,63,.35)}
.plan-logo img{width:112px;height:auto;display:block}
.plan-card--plus .plan-logo{background:linear-gradient(180deg,#FFFFFF,#EEF1FB);border-color:rgba(201,162,39,.5);box-shadow:0 0 0 4px rgba(201,162,39,.12),0 22px 44px -20px rgba(0,0,0,.7)}
.plan-card--plus .plan-logo img{width:116px}
.price{position:relative;display:flex;align-items:baseline;gap:6px}
.price b{font-size:56px;font-weight:800;letter-spacing:-.045em;line-height:1}
.price span{font-size:17px;font-weight:600;color:var(--ink-50)}
.plan-card--plus .price b{background:linear-gradient(90deg,#FFF6D6,#E3C25E);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
.plan-card--plus .price span{color:rgba(255,255,255,.55)}
.plan-rule{height:1px;background:linear-gradient(90deg,rgba(38,72,181,.25),rgba(38,72,181,0))}
.plan-card--plus .plan-rule{background:linear-gradient(90deg,rgba(201,162,39,.6),rgba(201,162,39,0))}
.plan-list{position:relative;display:flex;flex-direction:column;gap:18px;margin:0;padding:0;list-style:none}
.plan-item{display:flex;gap:14px;align-items:flex-start}
.check{flex:none;width:26px;height:26px;border-radius:50%;background:var(--blue);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:800}
.plan-card--plus .check{background:rgba(255,255,255,.12)}
.plan-card--plus .check--gold{background:linear-gradient(180deg,#E3C25E,#C9A227);color:var(--navy);font-size:16px}
.plan-item-text{display:flex;flex-direction:column;gap:3px}
.plan-item-text b{font-size:16.5px;font-weight:800}
.plan-item-text span{font-size:14.5px;line-height:1.5;color:var(--ink-62)}
.plan-card--plus .plan-item-text span{color:rgba(255,255,255,.62)}
.plan-item--highlight{padding:16px 18px;margin:-4px -6px 0;border-radius:18px;background:linear-gradient(90deg,rgba(201,162,39,.18),rgba(201,162,39,.04));border:1px solid rgba(201,162,39,.35)}
.plan-item--highlight .plan-item-text b{color:var(--gold-3)}
.plan-card--plus .plan-item--highlight .plan-item-text span{color:rgba(255,255,255,.72)}
.plan-cta{position:relative;margin-top:auto;padding:17px;font-size:16px;width:100%}
.plan-card--protect .plan-cta{background:var(--blue);color:#fff;box-shadow:0 14px 30px -14px rgba(38,72,181,.8)}
.plan-card--protect .plan-cta:hover{background:var(--navy)}
.plan-card--plus .plan-cta{background:linear-gradient(90deg,#C9A227,#E3C25E);color:var(--navy-deep);font-weight:800;box-shadow:0 16px 34px -14px rgba(201,162,39,.8)}
.plan-card--plus .plan-cta:hover{background:var(--gold-3)}

/* --------------------------------------------------------------------------
   Plus deep dive / covered grid
   -------------------------------------------------------------------------- */
.info-card{background:var(--bg-alt);border:1px solid var(--line);border-radius:28px;padding:40px;display:flex;flex-direction:column;gap:20px}
.info-card h3{margin:0;font-size:22px;font-weight:800;letter-spacing:-.02em}
.info-card p{margin:0;font-size:15.5px;line-height:1.55;color:var(--ink-70)}
.table{background:#fff;border:1px solid var(--line-2);border-radius:18px;overflow:hidden}
.table-row{display:grid;grid-template-columns:1fr 1fr;padding:14px 20px;gap:12px}
.table-row span:last-child{text-align:right}
.table-head{font-size:11.5px;font-weight:700;letter-spacing:.06em;color:var(--ink-50);text-transform:uppercase}
.table-body{border-top:1px solid rgba(16,25,63,.06);font-size:17px;font-weight:700}
.table-body span:last-child{color:var(--gold-ink)}
.bullets{display:grid;grid-template-columns:1fr 1fr;gap:8px 18px;font-size:14px;line-height:1.5;color:rgba(16,25,63,.8);margin:0;padding:0;list-style:none}
.bullets li{display:flex;gap:10px;align-items:flex-start}
.bullets li::before{content:"";flex:none;margin-top:8px;width:6px;height:6px;border-radius:50%;background:var(--gold)}
.cover-card{background:#fff;border:1px solid var(--line-2);border-radius:24px;padding:32px;display:flex;flex-direction:column;gap:12px}
.cover-icon{width:48px;height:48px;border-radius:14px;background:var(--blue-soft-2);color:var(--blue);display:flex;align-items:center;justify-content:center}
.cover-card h3{margin:0;font-size:21px;font-weight:800;letter-spacing:-.01em}
.cover-card p{margin:0;font-size:15.5px;line-height:1.55;color:var(--ink-68)}

/* --------------------------------------------------------------------------
   FAQ / accordion
   -------------------------------------------------------------------------- */
.faq{max-width:820px;padding-top:104px;padding-bottom:104px}
.faq .section-title{margin-bottom:40px}
.faq-list{display:flex;flex-direction:column}
.faq-item{border-bottom:1px solid var(--line-2)}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 0;background:transparent;border:0;cursor:pointer;text-align:left;font-size:19px;font-weight:700;color:var(--navy);line-height:1.35}
.faq-q:hover{color:var(--blue)}
.faq-icon{flex:none;width:34px;height:34px;border:1px solid rgba(16,25,63,.14);border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:20px;color:var(--blue);transition:transform .3s,background .3s}
.faq-q[aria-expanded="true"] .faq-icon{transform:rotate(45deg);background:var(--blue-soft)}
.faq-a{padding:0 0 24px;font-size:16px;line-height:1.6;color:var(--ink-72);animation:slideIn .4s var(--ease)}
.faq-a p{margin:0 0 10px}
.faq-a p:last-child{margin:0}

/* --------------------------------------------------------------------------
   Final CTA
   -------------------------------------------------------------------------- */
.cta-wrap{padding-bottom:104px}
.cta-card{background:linear-gradient(180deg,rgba(38,72,181,.62) 0%,rgba(59,99,214,.58) 100%),url('../assets/internal-revenue-service-building.jpg') center 30%/cover no-repeat;color:#fff;border:1px solid rgba(255,255,255,.2);border-radius:32px;padding:72px 48px;display:flex;flex-direction:column;align-items:center;text-align:center;gap:22px;box-shadow:0 40px 80px -40px rgba(38,72,181,.7)}
.cta-card img{height:124px;width:auto;display:block;filter:drop-shadow(0 0 2px rgba(255,255,255,.9)) drop-shadow(0 18px 30px rgba(10,20,60,.45));animation:floatUp 6s ease-in-out infinite}
.cta-card h2{margin:0;font-size:clamp(34px,4.4vw,52px);line-height:1.05;letter-spacing:-.035em;font-weight:800;max-width:760px;text-wrap:balance}
.cta-card p{margin:0;font-size:18px;color:rgba(255,255,255,.8)}

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */
.site-footer{background:var(--bg-alt);border-top:1px solid rgba(16,25,63,.06);color:var(--navy)}
.footer-inner{padding-top:72px;padding-bottom:40px;display:flex;flex-direction:column;gap:48px}
.footer-top{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(32px,5vw,72px);align-items:start}
.footer-brand{display:flex;flex-direction:column;gap:22px}
.brand-lockup{display:flex;align-items:center;gap:16px;color:var(--navy)}
.brand-lockup img{width:auto;height:72px;display:block;filter:drop-shadow(0 8px 18px rgba(16,25,63,.18))}
.brand-lockup div{display:flex;flex-direction:column;gap:2px}
.brand-lockup b{font-size:24px;font-weight:800;letter-spacing:-.02em;line-height:1}
.brand-lockup span{font-size:13px;font-weight:600;color:var(--ink-55)}
.foot-lockup{display:flex;align-items:center;gap:16px;padding:16px 20px;background:#fff;border:1px solid var(--line);border-radius:18px;align-self:flex-start}
.foot-lockup span{font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--ink-50);white-space:nowrap;text-transform:uppercase}
.foot-lockup img{height:44px;width:auto;display:block}
.footer-brand p{margin:0;font-size:15px;line-height:1.55;color:var(--ink-65);max-width:380px}
.foot-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;font-size:15px;font-weight:600}
.foot-col{display:flex;flex-direction:column;gap:14px}
.foot-col span{font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--ink-50);text-transform:uppercase}
.foot-col a{color:var(--navy)}
.foot-col a:hover{color:var(--blue)}
.footer-bottom{border-top:1px solid var(--line);padding-top:28px;display:flex;flex-direction:column;gap:18px}
.footer-legal{margin:0;font-size:12.5px;line-height:1.65;color:var(--ink-55);max-width:920px}
.footer-meta{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;font-size:12.5px;font-weight:600;color:var(--ink-55)}

/* --------------------------------------------------------------------------
   Inner pages
   -------------------------------------------------------------------------- */
.page-hero{background:linear-gradient(180deg,#F6F7FC 0%,#fff 100%);border-bottom:1px solid rgba(16,25,63,.06)}
.page-hero-inner{padding-top:64px;padding-bottom:48px;display:flex;flex-direction:column;gap:14px;align-items:flex-start}
.page-hero h1{margin:0;font-size:clamp(32px,4.4vw,52px);line-height:1.06;letter-spacing:-.03em;font-weight:800;max-width:760px;text-wrap:balance}
.page-hero .lead{margin:0;font-size:18px;line-height:1.5;color:var(--ink-70);max-width:640px;text-wrap:pretty}
.page-hero--center .page-hero-inner{align-items:center;text-align:center}
.page-body{padding-top:56px;padding-bottom:104px}
.layout-2{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,.9fr);gap:40px;align-items:start}
.card{background:#fff;border:1px solid var(--line-2);border-radius:28px;padding:36px;box-shadow:0 30px 70px -50px rgba(16,25,63,.3)}
.card--soft{background:var(--bg-alt);box-shadow:none}
.card--navy{background:var(--navy);color:#fff;border-color:transparent}
.card h2{margin:0 0 8px;font-size:24px;letter-spacing:-.02em;line-height:1.2}
.card h3{margin:0 0 6px;font-size:18px;letter-spacing:-.01em}
.card > p{margin:0 0 20px;font-size:15.5px;line-height:1.55;color:var(--ink-70)}
.card--navy > p{color:rgba(255,255,255,.75)}
.aside{position:sticky;top:calc(var(--header-h) + 24px);display:flex;flex-direction:column;gap:20px}
.list-check{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;font-size:15px;line-height:1.5}
.list-check li{display:flex;gap:12px;align-items:flex-start}
.list-check .check{width:22px;height:22px;font-size:11px;margin-top:1px}
.contact-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:16px}
.contact-list li{display:flex;flex-direction:column;gap:3px}
.contact-list span{font-size:12px;font-weight:700;letter-spacing:.08em;color:var(--ink-50);text-transform:uppercase}
.contact-list a,.contact-list b{font-size:16px;font-weight:700;color:var(--navy)}
.contact-list a:hover{color:var(--blue)}
.mini-links{display:flex;flex-direction:column;gap:10px}
.mini-links a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 16px;border-radius:14px;background:#fff;border:1px solid var(--line-2);font-weight:700;color:var(--navy);transition:border-color .2s,transform .2s}
.mini-links a:hover{border-color:var(--blue);color:var(--blue);transform:translateX(2px)}
.card--navy .mini-links a{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.12);color:#fff}
.card--navy .mini-links a:hover{background:rgba(255,255,255,.12);color:#fff}

/* --------------------------------------------------------------------------
   Forms
   -------------------------------------------------------------------------- */
.form{display:flex;flex-direction:column;gap:22px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:8px}
.field--full{grid-column:1/-1}
.label{font-size:14px;font-weight:700}
.label .opt{font-weight:600;color:var(--ink-50)}
.hint{font-size:13px;color:var(--ink-55);line-height:1.45;margin:0}
.input,.select,.textarea{width:100%;font:inherit;font-size:16px;color:var(--navy);background:#fff;border:1.5px solid rgba(16,25,63,.16);border-radius:14px;padding:14px 16px;transition:border-color .2s,box-shadow .2s;appearance:none;-webkit-appearance:none}
.input::placeholder,.textarea::placeholder{color:rgba(16,25,63,.38)}
.input:focus,.select:focus,.textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(38,72,181,.14)}
.select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2310193F' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:44px}
.textarea{min-height:140px;resize:vertical}
.field.is-invalid .input,.field.is-invalid .select,.field.is-invalid .textarea{border-color:#C9302C;box-shadow:0 0 0 4px rgba(201,48,44,.12)}
.error{display:none;font-size:13px;font-weight:600;color:var(--red)}
.field.is-invalid .error,.check-row.is-invalid .error{display:block}
.check-row{display:flex;flex-direction:column;gap:6px}
.check-row label{display:flex;gap:12px;align-items:flex-start;font-size:15px;line-height:1.5;cursor:pointer}
.check-row input{flex:none;width:20px;height:20px;margin:2px 0 0;accent-color:var(--blue)}
.check-row a{font-weight:700;text-decoration:underline;text-decoration-color:rgba(38,72,181,.35);text-underline-offset:2px}
.form-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;justify-content:space-between}
.form-actions .btn-primary{padding:16px 28px;font-size:16px}
.form-foot{font-size:13px;color:var(--ink-55);line-height:1.5;margin:0}
.alert{border-radius:16px;padding:16px 18px;font-size:15px;line-height:1.5}
.alert p{margin:0}
.alert p + p{margin-top:8px}
.alert--info{background:var(--blue-soft);color:var(--navy);border:1px solid rgba(38,72,181,.15)}
.alert--error{background:#FDECEC;color:#8E1B14;border:1px solid rgba(179,38,30,.2)}
.alert--success{background:#E6F6EC;color:#155C31;border:1px solid rgba(27,127,68,.2)}
.success{display:flex;flex-direction:column;align-items:center;text-align:center;gap:14px;padding:24px 0 8px;animation:fadeUp .5s var(--ease)}
.success-icon{width:64px;height:64px;border-radius:50%;background:#E6F6EC;color:var(--green);display:flex;align-items:center;justify-content:center;font-size:28px;font-weight:800}
.success h2{margin:0;font-size:26px;letter-spacing:-.02em}
.success p{margin:0;font-size:16px;line-height:1.55;color:var(--ink-70);max-width:520px}
.success .btn{margin-top:8px}

/* Steps */
.steps{display:flex;gap:10px;align-items:center;margin-bottom:28px;font-size:13px;font-weight:700}
.step{display:flex;align-items:center;gap:8px;color:var(--ink-50);white-space:nowrap}
.step-n{width:26px;height:26px;border-radius:50%;border:1.5px solid rgba(16,25,63,.16);display:inline-flex;align-items:center;justify-content:center;font-size:12px;transition:background .3s,color .3s,border-color .3s}
.step.is-active{color:var(--navy)}
.step.is-active .step-n{background:var(--navy);color:#fff;border-color:var(--navy)}
.step.is-done .step-n{background:var(--blue);color:#fff;border-color:var(--blue)}
.step-line{flex:1;height:1px;background:rgba(16,25,63,.12);min-width:16px}
.step-panel{animation:fadeUp .35s var(--ease)}

/* Plan choice */
.choice{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.choice-card{position:relative;display:flex;flex-direction:column;gap:12px;padding:22px;border-radius:20px;border:1.5px solid rgba(16,25,63,.14);background:#fff;cursor:pointer;transition:border-color .2s,box-shadow .2s,transform .2s}
.choice-card:hover{transform:translateY(-2px)}
.choice-card input{position:absolute;opacity:0;pointer-events:none}
.choice-card:has(input:checked){border-color:var(--blue);box-shadow:0 0 0 4px rgba(38,72,181,.14)}
.choice-card--plus:has(input:checked){border-color:var(--gold);box-shadow:0 0 0 4px rgba(201,162,39,.2)}
.choice-card.is-selected{border-color:var(--blue);box-shadow:0 0 0 4px rgba(38,72,181,.14)}
.choice-card--plus.is-selected{border-color:var(--gold);box-shadow:0 0 0 4px rgba(201,162,39,.2)}
.choice-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.choice-head img{width:64px;height:auto;display:block}
.choice-name{font-size:19px;font-weight:800;letter-spacing:-.02em}
.choice-price{font-size:28px;font-weight:800;letter-spacing:-.03em;line-height:1}
.choice-price small{font-size:14px;font-weight:600;color:var(--ink-50);letter-spacing:0}
.choice-card p{margin:0;font-size:14px;line-height:1.5;color:var(--ink-65)}
.choice-badge{position:absolute;top:-10px;right:16px;padding:4px 10px;border-radius:999px;background:linear-gradient(90deg,#C9A227,#E3C25E);color:var(--navy-deep);font-size:10.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}

/* Summary */
.summary{display:flex;flex-direction:column;gap:12px}
.summary-row{display:flex;justify-content:space-between;gap:16px;font-size:15px}
.summary-row span:first-child{color:var(--ink-60)}
.summary-row span:last-child{font-weight:700;text-align:right;word-break:break-word}
.summary-total{border-top:1px solid var(--line);padding-top:14px;margin-top:4px;font-weight:800;font-size:18px}
.summary-total span:first-child{color:var(--navy)}
.card--navy .summary-row span:first-child{color:rgba(255,255,255,.65)}
.card--navy .summary-total{border-color:rgba(255,255,255,.14)}

/* File upload */
.file-drop{position:relative;border:1.5px dashed rgba(38,72,181,.35);border-radius:18px;padding:28px 20px;background:var(--bg-alt);display:flex;flex-direction:column;align-items:center;gap:8px;text-align:center;transition:border-color .2s,background .2s}
.file-drop.is-drag{border-color:var(--blue);background:var(--blue-soft)}
.file-drop input{position:absolute;inset:0;width:100%;height:100%;opacity:0;cursor:pointer}
.file-drop .upload-icon{width:44px;height:44px;font-size:22px}
.file-drop b{font-size:15px}
.file-drop span{font-size:13px;color:var(--ink-55)}
.file-list{display:flex;flex-direction:column;gap:8px;margin:0;padding:0;list-style:none}
.file-list li{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 14px;background:var(--bg-alt);border-radius:12px;font-size:14px;font-weight:600}
.file-list li span{min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.file-list small{color:var(--ink-55);font-weight:600;margin-left:8px}
.file-list button{flex:none;border:0;background:transparent;color:var(--ink-55);cursor:pointer;font-size:18px;line-height:1;padding:4px 6px;border-radius:8px}
.file-list button:hover{color:var(--red);background:#FDECEC}

/* --------------------------------------------------------------------------
   Legal / prose
   -------------------------------------------------------------------------- */
.prose{max-width:780px;margin:0 auto;font-size:16.5px;line-height:1.65;color:var(--ink-82)}
.prose h2{font-size:24px;margin:40px 0 12px;letter-spacing:-.02em;line-height:1.2;color:var(--navy)}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:18px;margin:24px 0 8px;color:var(--navy)}
.prose p{margin:0 0 14px}
.prose ul,.prose ol{padding-left:22px;margin:0 0 14px}
.prose li{margin:0 0 6px}
.prose table{width:100%;border-collapse:collapse;font-size:15px;margin:0 0 18px}
.prose th,.prose td{padding:10px 12px;border-bottom:1px solid var(--line-2);text-align:left;vertical-align:top}
.prose th{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-50)}
.prose .callout{background:var(--blue-soft);border:1px solid rgba(38,72,181,.15);border-radius:16px;padding:16px 18px;font-size:15px;margin:0 0 24px}
.prose .meta{font-size:14px;color:var(--ink-55);margin:0 0 28px}
.legal-nav{display:flex;gap:10px;flex-wrap:wrap;margin:0 auto 32px;max-width:780px}
.legal-nav a{padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line-2);font-size:14px;font-weight:700;color:var(--navy)}
.legal-nav a:hover{border-color:var(--blue);color:var(--blue)}
.legal-nav a[aria-current="page"]{background:var(--navy);color:#fff;border-color:var(--navy)}

/* 404 */
.notfound{min-height:60vh;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:18px;padding:80px 32px}
.notfound .big{font-size:clamp(64px,12vw,120px);font-weight:800;letter-spacing:-.05em;line-height:1;color:var(--blue-soft);-webkit-text-stroke:2px var(--blue)}
.notfound h1{margin:0;font-size:clamp(28px,4vw,40px);letter-spacing:-.03em}
.notfound p{margin:0;color:var(--ink-65);max-width:460px}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .js [data-reveal]{opacity:1;transform:none;transition:none}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}

/* --------------------------------------------------------------------------
   Small structural helpers used by the inner pages
   -------------------------------------------------------------------------- */
.faq-h{margin:0;font-size:inherit;font-weight:inherit}
.step-panel{border:0;padding:0;margin:0;min-width:0}
.steps{list-style:none;margin:0 0 28px;padding:0}
.form-intro{margin:0 0 22px;font-size:15.5px;line-height:1.55;color:var(--ink-70)}
.summary-box{background:var(--bg-alt);border:1px solid var(--line);border-radius:18px;padding:20px 22px}
.file-drop:has(input:focus-visible){outline:3px solid rgba(38,72,181,.45);outline-offset:3px}
.section-title--gap{margin-top:72px}
.help-cta{margin-top:56px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:8px}
.help-cta .hero-actions{justify-content:center;margin-top:12px}
.btn-ghost--light{color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost--light:hover{border-color:#fff;color:#fff}
.card.form h2{margin-bottom:6px}
.card--navy h2,.card--navy h3{color:#fff}
body.menu-open::before{content:"";position:fixed;inset:0;z-index:30;background:rgba(16,25,63,.38);animation:fadeIn .3s var(--ease)}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}

/* --------------------------------------------------------------------------
   Mobile-only components (hidden on desktop)
   -------------------------------------------------------------------------- */
.nav-brand--mobile{display:none;align-items:center;gap:10px}
.nav-brand--mobile img{width:auto;height:46px;display:block;filter:drop-shadow(0 4px 10px rgba(16,25,63,.18))}
.nav-brand-text{display:flex;flex-direction:column;line-height:1.05}
.nav-brand-text b{font-size:17px;font-weight:800;letter-spacing:-.02em}
.nav-brand-text small{font-size:11px;font-weight:600;color:var(--ink-55)}
.mobile-nav-top{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:8px 12px 12px;border-bottom:1px solid var(--line);margin-bottom:6px}
.mobile-nav-label{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-50)}
.lang-toggle--menu{margin:0}
.lang-toggle--menu button{padding:10px 16px;font-size:13px;min-height:42px;letter-spacing:0}
.team-strip{width:100%;display:flex;justify-content:center}
.plan-single{max-width:760px;margin:0 auto}
.plan-list--two{display:grid;grid-template-columns:1fr 1fr;gap:18px 24px}
.plan-list--two .plan-item--highlight{grid-column:1/-1}
.rules{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:16px}
.rules li{display:grid;grid-template-columns:32px 1fr;gap:12px;align-items:start}
.rule-n{width:32px;height:32px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center}
.rules b{display:block;font-size:16px;margin-bottom:2px;color:var(--navy)}
.rules li > div > span{font-size:14.5px;line-height:1.5;color:var(--ink-68)}
.rules .rule-n{color:#fff;font-size:13px;line-height:1}
.bullets--one{grid-template-columns:1fr}
.info-note{margin:0;font-size:13.5px;line-height:1.55;color:var(--ink-55)}
.plan-mini{display:flex;align-items:center;gap:14px;margin-bottom:18px}
.plan-mini img{width:64px;height:auto;display:block;background:#fff;border-radius:14px;padding:6px}
.plan-mini b{display:block;font-size:20px;letter-spacing:-.02em}
.plan-mini span{display:block;font-size:14px;color:rgba(255,255,255,.7)}
.sticky-cta{display:none}

/* --------------------------------------------------------------------------
   Responsive
   -------------------------------------------------------------------------- */
@media (max-width:1120px){
  .nav-links{gap:22px}
  .nav-login{display:none}
}

/* ---- Phones and small tablets: a composed mobile layout, not a collapsed desktop ---- */
@media (max-width:900px){
  :root{--header-h:64px}

  /* Header: product brand + menu only */
  .nav-bar{gap:12px}
  .nav-brand{display:none}
  .nav-brand--mobile{display:flex}
  .nav-links,.lang-toggle--header,.nav-login,.nav-cta{display:none}
  .nav-toggle{display:inline-flex;width:44px;height:44px}
  .mobile-nav{padding:8px 14px 20px}
  .mobile-nav a{min-height:48px;display:flex;align-items:center;font-size:17px}
  .mobile-nav .mobile-cta{justify-content:center;margin-top:10px}

  /* Rhythm */
  .wrap{padding-left:20px;padding-right:20px}
  .section{padding-top:56px;padding-bottom:56px}
  .section-head{gap:10px;margin-bottom:24px}
  .section-head p{font-size:16px}
  .section-head h2,.section-title,.feature-copy h2,.cta-card h2{font-size:clamp(26px,7vw,34px)}
  .section-title{margin-bottom:24px}
  .kicker{font-size:13px}
  .note{font-size:13px;margin-top:18px}

  /* Hero: headline, then a tight photo, then the pitch and CTA */
  .hero-grid{grid-template-columns:1fr;min-height:auto;gap:18px;padding-top:24px;padding-bottom:28px;text-align:center;justify-items:center}
  .hero-copy{display:contents}
  .hero-copy h1{order:1;font-size:clamp(30px,8.6vw,40px);max-width:560px}
  .hero-img{order:2;margin:0;width:100%;max-width:420px;height:min(64vw,260px)}
  .hero-img img{width:100%;height:100%;max-width:none;object-fit:cover;object-position:50% 12%;-webkit-mask-image:linear-gradient(180deg,#000 72%,rgba(0,0,0,.6) 88%,transparent 100%);mask-image:linear-gradient(180deg,#000 72%,rgba(0,0,0,.6) 88%,transparent 100%)}
  .hero-glow{width:110%}
  .hero-copy .lead{order:3;max-width:520px;font-size:17px}
  .hero-actions{order:4;justify-content:center;gap:14px}
  .hero-stats{order:5;justify-content:center;gap:12px 28px;padding-top:0}
  .hero-stats .stat-divider{display:none}
  .hero-backed{width:100%;justify-content:center;padding-top:6px}
  .hero-backed img{height:44px}
  .hero-backed span{font-size:14px}
  .hero-disclaimer{order:6;max-width:520px;font-size:13px}

  /* Trust card: one logo, 2×2 facts, swipeable team photo */
  .trust{padding-top:28px;padding-bottom:40px}
  .trust-card{border-radius:24px}
  .trust-top{grid-template-columns:1fr;gap:20px;padding:24px 20px 0}
  .trust-intro{gap:10px}
  .trust-logo{max-width:280px}
  .trust-intro p{font-size:15px}
  .stat-grid{grid-template-columns:1fr 1fr;gap:10px}
  .stat-tile{padding:14px;border-radius:14px;gap:2px}
  .stat-tile b{font-size:20px}
  .stat-tile span{font-size:13px}
  .trust-team{padding:20px 0 0;align-items:stretch}
  .trust-team .kicker--muted{font-size:13px;padding:0 20px}
  .team-strip{display:block;padding:0}
  .trust-team img{width:100%;height:auto;max-width:100%;margin:6px 0 0}

  /* Feature rows: same order every time, overlays back to small badges */
  .feature{grid-template-columns:1fr;gap:16px;padding-top:36px;padding-bottom:36px}
  .feature--last{padding-bottom:56px}
  .feature-copy{display:contents}
  .feature-copy h2{order:1}
  .feature-media{order:2;margin-bottom:22px}
  .feature-copy p{order:3;font-size:16.5px}
  .feature-copy .link-arrow{order:4;min-height:44px}
  .feature-frame{max-width:none}
  .feature-img{aspect-ratio:4/3;border-width:8px;border-radius:26px}
  .feature-img--envelope{background-size:128% auto,auto;background-position:center 45%,center}
  .overlay-card{border-radius:16px;padding:12px 14px;gap:6px}
  .overlay-card--membership{right:8px;bottom:-18px;width:200px}
  .oc-label{font-size:10px}
  .oc-title{font-size:15px}
  .oc-status{font-size:11px}
  .overlay-card--upload{left:8px;bottom:-18px;width:168px;padding:12px;gap:8px}
  .oc-strong{font-size:13px}
  .upload-zone{padding:10px;gap:3px}
  .upload-icon{width:28px;height:28px;font-size:15px}
  .upload-zone b{font-size:11.5px}
  .upload-zone span{font-size:10px}
  .upload-file{padding:8px 10px;font-size:11px}
  .overlay-card--timeline{right:8px;bottom:-18px;width:200px;padding:12px 14px}
  .tl-head{padding-bottom:8px}
  .tl-head b{font-size:12.5px}
  .pill{font-size:10px;padding:3px 8px}
  .tl-item{padding:6px 0;gap:8px;grid-template-columns:20px 1fr}
  .tl-mark{width:18px;height:18px;font-size:9px}
  .tl-text b{font-size:12px}
  .tl-text span{font-size:10.5px}

  /* Plans */
  .plan-card{padding:24px 20px 22px;border-radius:24px;gap:20px}
  .plan-head{flex-direction:row-reverse;justify-content:flex-end;align-items:center;gap:14px}
  .plan-title{gap:8px}
  .tag{font-size:11px;padding:5px 10px}
  .plan-logo{width:76px;height:76px;border-radius:18px}
  .plan-logo img{width:64px}
  .plan-card--plus .plan-logo img{width:66px}
  .plan-name b{font-size:22px}
  .plan-name span{font-size:14px}
  .ribbon{top:16px;right:-44px;padding:5px 46px;font-size:10px}
  .price b{font-size:40px}
  .price span{font-size:15px}
  .plan-list{gap:14px}
  .plan-list--two{grid-template-columns:1fr;gap:14px}
  .plan-item-text b{font-size:15.5px}
  .plan-item-text span{font-size:14px}
  .plan-item--highlight{padding:12px 14px;margin:0}
  .plan-cta{padding:15px}

  /* Plus deep dive and covered grid */
  .two{grid-template-columns:1fr;gap:16px}
  .info-card{padding:22px 20px;border-radius:22px;gap:14px}
  .info-card h3{font-size:20px}
  .table-row{padding:12px 16px}
  .table-body{font-size:16px}
  .bullets{grid-template-columns:1fr;gap:8px;font-size:14.5px}
  .two--tight{gap:12px}
  .cover-card{display:grid;grid-template-columns:44px 1fr;column-gap:14px;row-gap:4px;padding:18px;border-radius:18px;align-items:start}
  .cover-icon{width:44px;height:44px;border-radius:12px;grid-row:1/3}
  .cover-icon svg{width:22px;height:22px}
  .cover-card h3{font-size:17px;grid-column:2}
  .cover-card p{font-size:14.5px;grid-column:2}

  /* FAQ, final CTA, footer */
  .faq{padding-top:56px;padding-bottom:56px}
  .faq-q{font-size:17px;padding:18px 0}
  .faq-a{font-size:15.5px}
  .cta-wrap{padding-bottom:56px}
  .cta-card{padding:40px 22px;border-radius:24px;gap:16px}
  .cta-card img{height:88px;width:auto}
  .cta-card p{font-size:16px}
  .footer-inner{padding-top:44px;padding-bottom:28px;gap:28px}
  .footer-top{grid-template-columns:1fr;gap:24px}
  .footer-brand{gap:14px}
  .brand-lockup img{width:auto;height:56px}
  .brand-lockup b{font-size:20px}
  .foot-lockup{padding:12px 14px;gap:12px}
  .foot-lockup img{height:36px}
  .footer-brand p{font-size:14px}
  .foot-cols{grid-template-columns:1fr 1fr;gap:18px 16px;font-size:15px}
  .foot-col{gap:0}
  .foot-col span{margin-bottom:6px}
  .foot-col a{min-height:40px;display:flex;align-items:center}
  .footer-bottom{gap:12px;padding-top:20px}
  .footer-legal{font-size:13px}
  .footer-meta{font-size:13px;flex-direction:column;align-items:flex-start;gap:6px}
  body.has-sticky-cta .site-footer{padding-bottom:84px}

  /* Sticky bottom CTA (home page) */
  .sticky-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:35;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.94);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-top:1px solid var(--line);box-shadow:0 -12px 30px -22px rgba(16,25,63,.35);transform:translateY(110%);visibility:hidden;transition:transform .35s var(--ease),visibility .35s}
  .sticky-cta.is-visible{transform:none;visibility:visible}
  body.menu-open .sticky-cta{transform:translateY(110%);visibility:hidden}
  .sticky-cta-text{display:flex;flex-direction:column;line-height:1.2;min-width:0}
  .sticky-cta-text b{font-size:15px;font-weight:800}
  .sticky-cta-text span{font-size:13px;color:var(--ink-60)}
  .sticky-cta-btn{padding:14px 22px;font-size:15px;flex:none}

  /* Inner pages */
  .layout-2{grid-template-columns:1fr;gap:24px}
  .aside{position:static}
  .card{padding:22px 18px;border-radius:22px}
  .page-hero-inner{padding-top:36px;padding-bottom:28px}
  .page-hero h1{font-size:clamp(28px,7.5vw,40px)}
  .page-hero .lead{font-size:16.5px}
  .page-body{padding-top:28px;padding-bottom:64px}
  .prose{font-size:16px}
  .notfound{padding:56px 20px}
}

@media (max-width:640px){
  .form-grid,.choice{grid-template-columns:1fr}
  .steps{font-size:12px;gap:8px}
  .step-label{display:none}
  .step.is-active .step-label{display:inline}
  .form-actions{flex-direction:column-reverse;align-items:stretch}
  .form-actions .btn{width:100%}
}

@media (max-width:360px){
  .hero-copy h1{font-size:28px}
  .sticky-cta-text span{display:none}
}